US · Liability basics
Professional vs general liability: what’s the difference?
A mistake in your work and an accident at a client’s office raise different insurance questions. Start by separating the two.
US insurance
Insurance guides for US freelancers
Understand the terminology, describe your business clearly and prepare for a conversation with a licensed insurance professional.
Where to begin
Start with professional vs general liability, then prepare an E&O brief describing your services. Requirements vary by state, profession and contract.
US · Professional liability
E&O insurance for independent consultants: a buying brief
Give an insurance agent a precise picture of your consulting work before you compare premiums.
US · Before you buy
Finding your state insurance department: a freelancer’s guide
Use the relevant state regulator as your starting point for official insurance information.
Prepare before you buy
US & UK · Buying guides
Compare business insurance quotes beyond the price
Two quotes can look similar on the first page and answer very different questions in the wording.
US & UK · Policy wording
Claims-made policies: questions to ask before switching
The date you performed the work is only one date to discuss when reviewing a claims-made policy.
US & UK · Agency guides
Build an insurance brief for your digital agency
A useful brief explains what your agency does, what it can access and what its contracts promise.